Claims & benefits
When a claim is filed, families are dealing with paperwork at the worst possible moment. These guides walk through filing, documentation, timelines, and locating policies nobody can find.
7 guides

What documents are needed to file a life insurance claim?
Most claim delays come from missing paperwork, not from carriers refusing to pay. Here is the exact document list — and what to gather first.
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What to do when a loved one dies: a 30-day checklist
The complete week-by-week list of what to do after a death in the family — funeral, finances, insurance, and the paperwork that follows.
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Does life insurance go through probate?
Life insurance is designed to skip probate entirely — but only when the paperwork is set up correctly. Here are the four situations that pull a policy into probate anyway.
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How to file a life insurance claim after a death
A step-by-step guide to filing a life insurance claim — what documents you need, who to call, and how to avoid the delays that hold most families up.
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How long does it take to receive a life insurance payout?
Most life insurance claims pay in 14 to 60 days. Here is what actually drives the timeline, what slows it down, and how to keep your claim on track.
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How to find lost or unclaimed life insurance policies
There is no single national database, but there are free tools that work. Here is the complete playbook for tracking down any policy that might be owed to your family.
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How to find out if a deceased parent had life insurance
There is no national database — but there are real steps you can take. This is a complete guide to tracking down a parent's life insurance after they pass.
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