You have coverage. Do you know how much?
Most families cannot state their total death benefit, name every carrier, or say which policies are term and which are permanent. Organizing life insurance policies starts with being able to see them all at once.
What disorganized coverage costs
It isn't only a claim-time problem. Scattered insurance records lead to bad decisions while you're very much alive.
- You buy coverage you already had, or skip coverage you actually needed.
- A term policy expires without anyone realizing the term ended.
- You cannot tell whether the total benefit would actually cover the mortgage.
- Group coverage through an employer is counted twice — or not at all.
- Premium amounts and payment methods live in five different places.
How EverKeep organizes your coverage
Structure first, so the numbers finally add up to something you can act on.
Total coverage at a glance
Every policy rolls into one view of total death benefit, by carrier and by type, so you know where you actually stand.
Term details tracked properly
Term length, start date, and renewal dates are recorded so an expiring term is a decision you make rather than a surprise you discover.
Premiums to the exact cent
Record precise premium amounts and payment cadence so the true cost of your protection is never a guess.
Each policy tied to its people
Coverage is organized around who it protects, not just what it costs — the point of the policy, made visible.
What your family gets
A clear, current picture of your protection: what you own, what it pays, when it ends, and who it's for.
Common questions
Keep exploring
Coverage sits in drawers, inboxes, and old filing cabinets — scattered across carriers nobody remembers.
Insurance is not static. Coverage, people, and addresses drift apart over decades.
Outdated beneficiary designations are the single most common reason a benefit goes to the wrong person.